Challenges Facing Financial Institutions
The Pressure of Core System Modernization
The rigidity and high operational costs of Legacy Core Systems remain major hurdles, stifling the pace of innovation and increasing the risk of being outpaced by Fintech.
Complex Cybersecurity Landscape
Beyond standard data protection, the modern challenge lies in managing systemic risks from Open APIs and third-party partners. This necessitates continuous investment in intelligent, proactive defense mechanisms.
Rapid Adaptation to Open Finance Models
Regulatory mandates, such as Circular 64/2024/TT-NHNN on Open APIs, compel organizations to re-architect their infrastructure to facilitate secure, intelligent, and flexible system openness.
Meeting Hyper-Personalization Demands
Customers now expect seamless, real-time, and hyper-personalized experiences across all touchpoints (Omnichannel). However, fragmented data silos make it difficult to deliver truly individualized services at scale.
Bridging the AI/ML Adoption Gap
Integrating Artificial Intelligence and Machine Learning (AI/ML) into core operations, such as credit scoring and fraud detection, poses significant challenges in terms of operationalizing business value and maintaining ethical standards.
Strategic Trends in the BFSI Sector
The Financial Services and Banking sector has entered a new era of innovation, where technology has evolved from a support function into the core driver of exponential growth.
- Elevating Hyper-Personalized Experiences: Leveraging Big Data and AI to engineer products, services, and experiences meticulously tailored to each customer across every touchpoint.
- Harnessing Embedded Finance Models: Seamlessly integrating financial services, such as payments and lending, into non-financial business platforms to create new value chains.
- Transitioning to Open Banking: Moving from closed models to API-driven open platforms, fostering collaboration with Fintech partners to build diverse service ecosystems and overcome legacy system constraints.
- Intelligent Risk Management and Cybersecurity: Embedding AI/ML into the system core to automate risk management, predict emerging cyber threats, and enhance real-time fraud prevention capabilities.
Gimasys Competencies – BFSI Digital Solution Hub: Delivering a Comprehensive Digital Ecosystem for Financial Institutions
Digital Transformation Strategic Consulting
With over 20 years of expertise, we serve as a dedicated strategic partner, assisting financial institutions in developing digital transformation roadmaps, ensuring total alignment between business objectives and technology.
Complex Systems Integration
Gimasys possesses deep technical expertise in integrating modern solutions, such as CRM and API Gateways, into complex legacy core systems, ensuring seamless operation, stability, and data integrity across multi-system environments.
Infrastructure Modernization and Cloud-Native Solutions
We deploy Cloud-Native solutions and Microservices/API-First architectures that empower banks to accelerate Time-to-Market for new products while radically optimizing operational costs.
Data Exploitation and Personalization
We provide sophisticated data governance, advanced BI analytics, and the application of AI/ML to core business operations. Our solutions transform vast data volumes into hyper-personalization capabilities and breakthrough competitive advantages.
Security, Compliance, and Open API
Gimasys ensures all deployed solutions strictly adhere to Circular 64/2024/TT-NHNN and international security standards. We assist institutions in managing comprehensive risks as they transition to the Open Banking model.
Fintech
Insurance
Retail & Corporate Banking
Markets We Serve
Partnering with enterprises to build the foundation for exponential growth and sustainable competitive advantage in the digital era.
Our Trusted Clients
Contact our experts today to learn more about Gimasys’ specialized solutions for the BFSI sector
